Premier Rewards American Express® Card


Earn Rewards

  • Earn 4 points per dollar spent on eligible net restaurant purchases.
  • Earn 3 points per dollar spent on eligible net airline purchases.
  • Earn 2 points per dollar spent on eligible net gas purchases
  • Earn 1 point for every eligible net $1 you spend.1
  • There are no caps or limits on the points cardmembers can earn.

Redeem Rewards2

  • To redeem rewards:
    1. Log in to Account Access.
    2. Select your Account, and within the navigation select “Rewards.”
    3. Click “Next” to reach the reward center and start redeeming.

Or call the number on the back of your card to reach Cardmember Service.

  • Redeem for travel rewards, cash back3, gift cards or name brand merchandise.
  • Redemption starts at 2,500 points for $25 cash back.

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Call Associated Bank Cardmember Service at 1-866-951-1389 immediately to report your lost or stolen credit card.

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

EMV Chip Technology

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more

Foreign Travel Perks

Take advantage of foreign travel perks when you use your card for purchases made outside the United States. See your Cardmember Agreement for further information.

Card Benefits

For more information on any benefits, log into AmEx Connect - More information on card benefits or call 1-855-327-1422 (1-415-914-2954 for International)


  • Travel Discounts
    Enjoy discounts off the lowest, non-restricted rates; access to 18,000 participating properties; a range of special amenities and benefits at select properties, up to $100 off qualifying air + hotel package at 1,800 resorts at 150 destinations worldwide; and the lowest available fares on domestic and international airlines. Plus you get special fares and amenities on select sailings from major cruise lines, including up to $300 in shipboard credits and access to cruise specialists who can help you plan your trip.5
  • Airfare Guardian
    Book your travel through AmEx Connect and we monitor prices to help you get the lowest airfare.5
  • Auto Rental Discounts
    Enjoy competitive rates and valuable savings with major car rental companies worldwide.5
  • Travel Accident Insurance
    Use your credit card to pay your train, plane, bus, or ship fare and automatically get Accidental Death and Dismemberment Insurance for you and your family. Travel Accident Insurance provides coverage up to $1,000,000. Certain terms, restrictions and exclusions may apply.5
  • Auto Rental Collision Damage Waiver
    Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.5, 6
  • Lost Luggage Insurance
    We provide emergency travel coverage to replace essential items from lost luggage. Coverage is provided in excess of other insurance and applies to common carrier travel where you purchased your ticket with your credit card. Certain exclusions, restrictions and limitations apply.5
  • Travel and Emergency Assistance Services
    Enjoy peace of mind when you travel internationally. We provide a hotline to help handle medical and legal emergencies for you and your covered companions. We can also help with pre-trip planning concerning passports, visas, and more. Certain exclusions, restrictions and limitations apply.5
  • Roadside Assistance
    Enjoy peace of mind if you experience vehicle trouble while travelling. We offer roadside assistance, towing and transport; as well as vehicle replacement during car repairs, a replacement driver if you become medically unfit to drive and help returning home or continuing the trip if your vehicle becomes unusable. You must own or be in control of the vehicle for it to be eligible. Certain exclusions, restrictions and limitations apply.5
  • Global Entry or TSA Pre✔® Enrollment Automatic Statement Credit
    Receive one Global Entry statement credit ($100) or one TSA Pre✔® statement credit ($85) every 5 years for an application fee when you use your Premier Rewards American Express CardCertain limitations and restrictions may apply.5
  • Complimentary Boingo Wi-Fi membership
    Stay connected wherever you are in the world with unlimited free wireless access to over one million global hotspots provided by Boingo WiFi. Certain limitations and restrictions may apply.5

Discounts and Special Access

  • Premium Concierge Service
    You have access to a Premium Concierge service dedicated to making your life easier whether you are planning for a special occasion, or completing an everyday task. Here are some ways we can assist you:
    • Dining reservations.
    • Special occasions: Gift recommendations and delivery, flower delivery and party planning.
    • Personal services: Spa and salon appointments, housekeeping and pet services.
    • Entertainment: Concerts, Broadway shows, sporting events and tee time reservations.5
  • Entertainment Access
    Get early access to purchase millions of tickets for shows, sports and concerts nationwide, all year round. You can purchase presale tickets 7-10 days before the general public to special events, experiences, and offers when you use your Card.5
  • Amex Offers
    Turn everyday purchases into everyday rewards with Amex Offers. New offers are always being added, enroll your Card on CONNECT and also see newly added offers. See something you like? Simply click to add the offer to your Card, use that same Card to pay, and then enjoy the rewards in the form of a statement credit.


  • Extended Warranty
    Purchase with your card and double the original manufacturer's or U.S. store brand warranty, up to 12 months. Certain exclusions, restrictions, and limitations apply.5
  • Return Protection
    Enjoy guaranteed product satisfaction on designated items you purchase with your card. If you try to return an eligible item within 90 days from when you purchase it and the merchant refuses to take it back, you will be refunded the full purchase price. Up to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually. Certain terms, conditions and exclusions apply.5
  • Best Value Guarantee
    Get reimbursed for price differences on items you purchase with your card if an identical item is found for a lower price within 30 days of purchase.5